Institutional Mortgage Due Diligence. From Tape to Bid.
Automated document review, collateral analysis, and IC-ready pricing for NPL, RPL, and distressed mortgage portfolios.
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Your analysts spend weeks on pools that close in days.
Typical diligence timeline
Per-loan analyst cost
Fields with manual errors
Industry estimates based on MBA servicing benchmarks and institutional buyer interviews.
Every week of manual review is a week your competitors are bidding.
Everything from tape to bid. One system.
Ingest
Upload tape + documents. 55 document profiles classified automatically.
Analyze
Chain validation, borrower risk scoring, 13-lane risk classification. Every field sourced.
Price
NPV pricing across 9 resolution paths with scenario analysis. One-click bid letter.
Document Profiles
Risk Swim Lanes
Resolution Paths Priced
Data Points per Loan
55 document profiles. Zero manual sorting.
- —Content-based classification (not filename guessing)
- —Auto-assigns to the correct loan via deal-majority matching
- —Confidence scoring on every classification
Every price shows its math.
- —ECR modeling with scenario blending across modification, payoff, and REO
- —SOL haircuts and borrower adjustments built in
- —One-click bid letter generation
Identify chain-of-title gaps before they become losses.
- —Full chain-of-title reconstruction from recorded documents
- —MERS logic and allonge validation
- —SOL risk graded by state with days-to-expiration
Bank-grade security. Your LPs sleep at night.
SOC 2-Certified Data Infrastructure
Customer data lives on SOC 2 Type II certified infrastructure, encrypted at rest. The same platforms trusted by Fortune 500 engineering teams.
AES-256 Field-Level Encryption
PII encrypted individually with AES-256-GCM at rest. SSNs, emails, phone numbers — field by field.
Tenant Isolation
Row-level security on every table. No application bug can leak data across organizations.
Immutable Audit Trail
Append-only audit logging captures every action. 7-year retention. Every decision is defensible.
“We believe every investment decision should be backed by complete data, defensible analysis, and transparent reasoning. ClariLien exists to replace guesswork with certainty in mortgage due diligence.”