One platform. Every step of diligence.
From raw tape to IC-ready pricing — automated classification, extraction, analysis, and reporting for institutional mortgage portfolios.
Ingest any tape format. Get normalized, validated data.
Handles inconsistent headers, missing fields, format variations. 50+ normalized fields mapped automatically. Always free — included in every plan.
- —Auto-detects field mappings
- —Handles 15+ header variations per field
- —Validates data types, ranges, and formats
55 document profiles. Zero manual sorting.
OCR + AI classification identifies document types, extracts metadata, and auto-assigns to the correct loan. Handles mortgages, assignments, title reports, BK docs, payoff statements, and more.
- —Classifies by document content — mortgages, assignments, title reports, BK petitions — not filenames
- —Auto-assigns to loans via deal-majority matching
- —Confidence scoring on every classification
Identify chain-of-title gaps before they become losses.
Automated assignment chain validation identifies missing links, recording gaps, and endorsement issues. State-specific Statute of Limitations risk scoring.
- —Full chain-of-title reconstruction
- —MERS logic and allonge validation
- —SOL risk graded by state with days-to-expiration
Understand the borrower. Set the right strategy.
9-indicator risk profile powered by the AWA framework (Ability/Willingness/Assets). Behavioral tiers from COOPERATIVE to UNRESOLVABLE drive resolution path recommendations.
- —FICO, DTI, payment recency, modification history
- —Deceased flag, BK status, collections activity
- —Outcome probability: mod, payoff, REO, charge-off
Every price shows its math.
13-lane risk classification on every loan. NPV blending across 9 resolution paths — modification, payoff, foreclosure, REO, and more. Sensitivity analysis. Exportable pricing memos.
- —ECR modeling with scenario blending
- —SOL haircuts and borrower adjustments
- —One-click bid letter generation
Real-time intelligence. Not another spreadsheet.
Cross-deal portfolio metrics, state concentration analysis, risk distribution, and export-ready reports. Everything updates as loans are processed.
- —Deal pipeline with phase tracking
- —Geographic concentration and exposure maps
- —XLSX, PDF, and CSV exports